Some Florida homeowners are paying $15,000 a year for insurance – and still getting dropped.
Now the guy who spent nearly a decade on MSNBC trashing Trump wants you to trust him with your state.
Byron Donalds just went on Donald Trump Jr's podcast and explained exactly what David Jolly really is – and why Florida can't afford to fall for it again.
The Man Who Has Been Every Party Except Yours
David Jolly was a Republican congressman.
Then he quit, spent nearly a decade on MSNBC trashing Donald Trump, briefly joined the Forward Party that Andrew Yang created, and registered as a Democrat in April 2025 – five minutes before jumping into Florida's governor's race.
His abortion position "evolved" too.
In Congress, he said life begins at conception. Running as a Democrat, he says that was wrong.
The Florida GOP chairman put it simply: David Jolly has been on all sides of every issue.
Donalds called it something more specific on the Triggered podcast.
https://twitter.com/FLVoiceNews/status/2076799618952683961?s=20
He said Jolly is running the same playbook as Abigail Spanberger in Virginia and Katie Hobbs in Arizona – sounding moderate, hiding the agenda.
"He's a Trojan horse," Donalds said.
That's exactly right.
And Florida has seen this movie before.
Charlie Crist Did This and Lost by 19 Points
Charlie Crist was a Republican governor.
Then he became an independent.
Then a Democrat.
Then he ran against Ron DeSantis in 2022 pretending he was a reasonable alternative to Republican governance.
DeSantis beat him by 19 points.
David Jolly is Charlie Crist with better TV hair and more recent MSNBC credentials.
https://twitter.com/FLVoiceNews/status/2077132310483185683?s=20
No Democrat has won Florida's governorship since 1994.
Republicans outnumber Democrats on active voter rolls by 1.2 million.
When Jolly announced his run, the top Democrat in the Florida Senate responded by leaving the party and declaring it dead.
The contrast with Donalds couldn't be starker.
What Donalds Is Actually Promising
Trump endorsed Donalds in February 2025 and has repeated that endorsement multiple times.
Since then, Donalds has raised $90 million – more than 2.5 times what DeSantis raised in the last open gubernatorial primary.
He's got 54 percent support in the GOP primary. His nearest Republican competitor has 8 percent.
On the insurance crisis, Donalds has a plan that addresses the real problems.
Florida homeowners pay nearly triple the national average for property insurance – and for years, nobody in Tallahassee did a thing about it.
Here's what was actually happening. Roofing contractors would knock on your door after a storm, offer you a "free roof," and have you sign over your insurance claim rights.
Then they'd sue your insurer for ten times the actual repair cost.
Every dollar of that legal bill landed back on your premium.
It was a racket.
It ran for years.
Democrats called it consumer protection.
Conservative reforms in 2022 shut it down.
https://twitter.com/FLVoiceNews/status/2077400464627310638?s=20
Florida had the lowest average rate filing in the nation last year.
New insurers are entering the market.
The first profit since 2016 just showed up for Florida's domestic property carriers.
Donalds wants to finish the job.
He's pledged regulatory reform, agency audits to root out waste, and making Florida "the most efficient state in America."
That's the America First governor's race pitch that should be delivering results for the same people Trump delivered results for nationally.
What Jolly Actually Represents
Look at what the Trojan horse carries inside.
Jolly opposes Trump's deportation agenda.
He called Florida Republicans' immigration enforcement efforts "wrong and immoral."
He now supports abortion rights after spending his congressional career saying life begins at conception.
He's spending his campaign telling Florida voters he'll be "issue-driven" and "results-focused" while being bankrolled by the same national Democrat infrastructure that wants to reverse everything DeSantis built.
Florida's insurance market is finally stabilizing because conservatives passed reforms that reduced lawsuits and attracted private carriers back.
A Democrat governor appoints regulators, signs legislation, and sets the tone for state government.
Everything that took years to fix can get unfixed fast.
Donalds grew up in Florida, raised his family here, and has spent his congressional career fighting for it.
https://twitter.com/WellsJorda89710/status/2075199984417325122?s=20
He's not auditioning for a TV role.
He's not reinventing himself for the third time.
After the endorsement, Trump told him to work his a** off – and he's knocked on 180,000 doors since to prove he listened.
The August 18 primary is five weeks away.
Then comes the most important governor's race in America, as Trump Jr. called it.
He's right.
And the Trojan horse doesn't get through the gate if Florida voters know what's inside it.
Sources:
- Frank Kopylov, "Donalds outlines insurance relief plans, warns of 'Trojan Horse' opponent in Trump Jr. podcast interview," Florida Politics, July 14, 2026.
- "Exclusive — Byron Donalds' Gubernatorial Campaign Dominates in Final Stretch of Primary," Breitbart News, July 1, 2026.
- "Florida Property Insurance Crisis: Rates Soar 34%," DontGetHitTwice.com, March 3, 2026.
- "Florida Home Insurance Costs Show Signs of Stabilizing After Years of Increases," JM Wilson, December 17, 2025.
- "Former Republican David Jolly launches long-shot bid for Florida governor as a Democrat," NBC News, June 5, 2025.
- "Trump-Backed Byron Donalds' Chances of Winning Primary 1 Month to Election," Newsweek, July 14, 2026.
